Group4 Experience

Group4 brings to bear the best advantages of practical skills and seasoned experience to its assessment of legal liability, damages, coverage and effective settlement negotiations. As a practical matter, the settlement of some claims is an event; in others it is a process requiring the orchestration of scenarios in complex litigation settlements. Whether perfecting quick closure, creating opportune scenarios, overseeing legal defense or negotiating settlements, getting the best bottom line result is the hallmark of Group4's activity.

The management of Group4 has had the privilege and challenges of calling-the-shots on claims for individual businesses, Underwriting Managers, carriers and reinsurers for thirty-nine years and across nearly all insurance lines and venues. Our portfolio of hands-on experience is broad and deep, and includes the following:

Commercial Property & Casualty

Personal, Commercial, Professional and Public Entity risks in individual, packaged and manuscript formats. Property includes Fire and Allied Lines; DIC (Windstorm, Earthquake and Flood); Storekeepers Property; Warranty Guarantee; and Boiler & Machinery - High-rise Tower; Electric Utility Turbine; Foundry Equipment; Sugar Processing; In-Field Produce; Farm & Dairy Packages; Irrigation Equipment; Leasehold; and Earnings.

General Liability and Products & Completed Operations Liability

A range of industries, including, inter-alia: Firearms - manufacturers and dealers; Pharmaceuticals; Food & Beverage; Food Service; Chemicals; Carpet; Clothing; furniture; Rope & Cable; Scaffold & Ladder; Footwear; Boats; Buckets; Helmets; Surgical Implants - including Breast, Penile, Dental, Spinal, Hip and Knee; Pyrotechnics; Surface-to-air Missile; Toys; Tools and Train; Wheelchair and Prosthetics; Off-road Motorized Carts; Steel Cable and Harness; Aerosol Containers; Storage Tanks; Respiration Protective Apparatus and Devises.

Contractor's Liability

Hazardous Waste Contamination (Asbestos, Silica, Petroleum, Radioactive and Bacteriological); Construction-subsidence; Work-in-Progress Liabilities, such as Roofers, Plasterers, Framers, Electricians, Plumbers, Sheet Rockers. Painters, Floor Systems Installers, Steel Erectors, Metal-clad Fabricators, Concrete Placers & Finishers, Insulation Installers, Paving & Grading, Landscapers, Irrigation, Excavation, Marine Liability (exposure of an Insured for damage or destruction of the property of others under the Insured's care/custody/control).

Surety & Fidelity Insurance

Innkeepers' Liability

Worker's Compensation

Employer's Liability

Inland Marine - Transportation Over Land and Business Risks

Perils including fire, lightning, windstorm, flood, earthquake, landslide, theft, collision, derailment, overturn of vehicles and bridge collapse

Specialty Coverage

Accounts Receivable; Air Cargo; Armored Car and Messenger; Consignment; Contingent Transit; Cotton Insurance; Department Store Insurance Floater; Equipment Floaters; Installment Insurance; Instrumentalities of transportation Insurance (other than motors - but including bridges in place and under construction, piers, wharves, docks & slips, Radio & Television Transmission Towers and Lines; Pipelines; Traffic signal and Express Mail Insurance; Stock Processing Insurance; Trip Transit Insurance; Valuable Papers & Records Insurance; Electronic Media.

Professional Errors & Omissions Liability

Lawyer; Physician & Surgeon; Dental; Chiropractor and Podiatrists; Accountants; Architect & Engineer; Insurance Agent & Broker; Insurance Adjuster and Appraiser; Land Surveyor; Real Estate Agent Appraiser; Director & Officer ;Government & Municipality; Law Enforcement; Prison Management Enterprise; Security and Exchange; Financial Guaranty; Bankruptcy Trustee; Extra-Contractual & Insurance Bad Faith Exposure; Bail Bond Liability.

Patent/Copyright/Trademark Infringement; Advertising Liability; False Imprisonment; Child Molestation; Elder Abuse; Neglect; Assault & Battery (including Rape; Bar & Tavern-Bouncer Liability; Private Security Service Liability; Prisoner Transport Liability; Vehicular Assault.)

Animal Mortality; Dram Shop/Liquor Liability; Skating-Rink Liability; Jet Ski Hull & Liability; Gaming Liability; Hole-In-One Gold/Perfect Game Bowling Liability; One-day Events; Financial Guarantee; Personal and Commercial Auto Liability and Physical Damage (including Taxis & Limousines); Long and Short Haul Trucking; Garage Insurance; Crane & Rigging; Aviation; Environmental Pollution; Sexual Molestation; and Backpackers & Guides Liability.

We would like to bring Group4's experience, skills and methods to bear on your claims.